The time required to maintain SR-22–compliant insurance varies depending on the nature of your violation. In Texas, this typically includes minimum coverage for bodily injury per person, bodily injury per accident and property damage. When filing an SR-22, you must meet the state’s minimum liability insurance requirements. In Texas, you may need to file an SR-22 if you have committed serious driving offenses, such as driving under the influence (DUI), driving without insurance, being at fault in an accident without insurance, accumulating excessive points on your driving record or having your license suspended or revoked. Requirements for SR-22 Compliant Auto Insurance in Texas It is often mandated as a condition for reinstating a suspended or revoked driver’s license. SR-22 insurance is not a separate insurance policy but a certificate or filing demonstrating compliance with the state’s minimum auto insurance requirements.Īn SR-22 form confirms to the Texas Department of Public Safety (DPS) that you have the necessary liability coverage to drive legally in the state. Contact us today for Texas-mandated auto insurance. It shows you have adequate auto insurance to meet the state’s requirements.Īmco Auto Insurance specializes in helping high-risk drivers get appropriate auto insurance coverage at a favorable rate. Rather than a type of insurance, an SR-22 form serves as proof of financial responsibility for high-risk drivers. If your driver’s license has been suspended or revoked in Texas, you may be required to file an SR-22 form before your driving privileges are reinstated.
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